Study abroad loans of objects and conditions?

Study abroad loans of objects to be returned or their immediate family members or their spouse.

The borrower shall meet the following conditions: (1) the borrower shall have full capacity for civil conduct, when the loan due date shall not exceed the actual age of 55 years of age; 2, the borrower no delinquent behaviour, health, have honest character; 3, the borrower for study abroad staff I, before studying abroad should have the loan's location of residence or other valid residence status; 4. borrower's immediate family personnel abroad or spouse, should have the lender can control region of residence or other valid residence status, have a fixed residence, have stable jobs and sources of income, have regular repayment capacity; 5, the borrower shall be returned by abroad admission notice issued by a school or other valid school attendance certificate; 6, the borrower must provide the lender approved property mortgage, pledge or third-party guarantee. The mortgaged property is currently limited to the rights of real estate mortgage; collateral is currently limited to bonds, bank deposit certificates, bonds and other negotiable securities; sponsor should have the capacity of legal persons or adaptation in natural and willing to bear joint responsibility for repayment; 7, loans were provided for other conditions.