Students applying for visa to the destination country, the other embassies usually require proof of the economic strength or proof of credit status. By strength, market reputation for excellence of Bank-issued credit certificate, can greatly improve the students ' financial strength and credit conditions prove reliability and convincing.
Personal credit certificate services is issued by the Bank for the customer in both Chinese and English credit certificate, proof of its actual financial assets in the line number and line of business transactions (including deposits, purchase financing product, funds, insurance, account gold/physical gold, loans, credit cards, etc.). Credit certificate is on personal financial strength and credit status, financial transactions and powerful objective proof.
Currently, the Bank may issue a personal credit certificate content, for example, in China include: personal accounts (including Treasury bonds/credit-debt) certificates, personal purchases accounting-bonds certificates, personal purchase of foreign currency financial product certificates, personal purchase fund certificates, personal insurance certificates, personal purchases account gold/physical gold certificates, personal loans, personal credit card and trustworthy certificates, proof of personal credit card credit limit and individual customer in the Bank's other business.
A certificate of deposit, the need to rely on his identity and not frozen loss reporting of deposits to the banks. Commissioning agent, should produce the agent's identity.
Deposit certificate expires, individual saving automatic discharge stopped paying. If the stop payment request termination, you must return the deposit certificates, certificate of deposit, the original power of attorney to produce original deposit voucher, personal ID card and fill in personal deposit termination of the stop payment orders.
If the deposit is not met, the Embassy requires deposit proof is not sufficient to ensure its smooth visa, Bank apply for personal loan, personal credit into a bank credit, to solve the problem of insufficient credit. At the same time, the Bank will loan according to the actual release, produce proof of personal loan.
Warm Tip:
• Apply for a credit certificate customer information must be provided to handle credit certificate of deposit accounts, related financing agreement, transaction documents or records related transactions of passbook, bank card in the records of personal information.
• Draws up the certificate of deposit or financial products hold a minimum amount of proof is the average tuition and living expenses.
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